How do you accrue pension?

Your contribution is paid into an investment account each month. The contributions are invested on your behalf and form pension capital on your retirement date. You use this capital to purchase a retirement and/or partner’s pension. We call this a defined contribution scheme.

We invest the money accrued in your investment account. Are you almost reaching AOW retirement age? Then you cannot afford to take risks with your pension. We therefore pursue a less risky investment strategy as your retirement date approaches. This is called life-cycle based investment.