Uniform Pension Overview
What is the Uniform Pension Overview?
The Uniform Pension Overview shows what pension capital you have accrued at Flexsecurity. You can also see how much pension you can expect to purchase with this capital for yourself and any surviving dependants.
All pension funds and insurers use the same model for the pension overview. If you have a partner, you can easily compare your pension overview with that of your partner. And you can easily add up the amounts on the pension overview.
What is listed on the pension overview?
The pension overview shows what pension capital you have accrued at Flexsecurity Pensioen up to and including last year. Changes occurring from 1 January of this year will not be listed in this year’s pension overview, but in next year’s.
You can also find the following information in the pension overview:
- the basic details of you and any partner
- information on the pension capital that you have accrued
- information on the pension capital to be accrued (fictitious pension capital)
- an explanation of the pension overview
When will you receive a pension overview?
Employees who are currently accruing pension capital at Flexsecurity will receive this overview each year. Their pension statement can also be found on Mijn pensioencijfers (‘My pension figures').
If you are no longer accruing pension capital at Flexsecurity, but the capital is still with us, you will receive a Uniform Pension Overview (UPO) from us every five years. A new pension overview is available online each year. You can download this through the secure environment of this website: Mijn pensioencijfers (‘My pension figures').
Date of commencement of employment differs from date of commencement of membership. Why?
In principle, there is a 26-week waiting period in which no pension is accrued. You only become a member of the Basic Scheme after this period.
The commencement of membership date is the date on which you joined your current pension scheme for the first time. During your employment, your pension scheme may change from the Basic Scheme to the Plus Scheme. As a result of this, your commencement of employment date may differ from the commencement of membership date.
If you have had several periods of employment at your current employer or at another employer that has joined Flexsecurity, the commencement of membership date may be earlier than the commencement of employment date at your current employer.
A small amount is involved. Can you commute this pension?
No, this is not possible. What happens to your pension depends on the amount of the accrued pension when you leave the company.