How do you accrue pension?

A. AOW: this is state old-age pension that you receive from the government

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The AOW is the statutory state pension. You accrue AOW pension over 50 years. You accrue AOW pension only if you reside and/or work in the Netherlands. The age at which you receive AOW pension depends on your date of birth – the AOW age is set to rise over the next few years. The amount is also not the same for everyone.

The AOW amounts are adjusted each year. For the amounts and other information about the AOW, please see www.svb.nl.

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The regulations set out precisely what you will receive in our pension scheme. The regulations can be downloaded here (in Dutch).

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