The first calculation of your new pension

We will probably be switching to the new pension rules in Week 1 of 2026. Before then, you will receive a calculation of your pension under the new scheme. This first calculation will be made available in November.

What can you expect?

That first calculation is an estimate of your new pension. It will be a long letter containing various sums. Providing this estimate is a legal requirement. However, it is important to know the changes that will affect your pension. So:

• We will create a personal online summary that is easy to read.
• In December, we will organise a webinar explaining your new pension. You will receive an invitation to this in the near future.

Pension amount depends on your chosen start date

The amount of your pension depends on your chosen start date. The timing is up to you; under the new scheme, you can start your pension from age 62. Under the current scheme, the amounts are based on retirement at age 67. Under the new scheme, calculations are based on your state pension age. If you do not yet know this, we will assume an age of 67 years and 3 months. Under the current scheme, contributions stop when you reach your state pension age (and are still working).

Online summary in Mijn Pensioencijfers

You will also find an online summary of the first calculation in Mijn Pensioencijfers. This shows the key amounts from the first calculation. The amounts for your partner and children in the event of your death are also given. As you are used to seeing in your Uniform Pension Overview (UPO), you will also see your pension in positive and negative scenarios. Finally, we show you a timeline so you know what to expect from us, and when, during the transition to the new scheme. For each step, you can look at the frequently asked questions and answers for a more detailed explanation.