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Separation and divorce

You have decided to separate. This is a regrettable situation that can also affect your pension if you were married or in a registered partnership. Rules apply to the division of retirement pension. These rules are laid down in the Equalisation of Pension Rights in the Event of a Divorce Act (Wet Verevening pensioenrechten bij scheiding). You may also deviate from the Act by making different arrangements.

What has been arranged?

Two matters are arranged in the Act.

  1. Your ex-partner will receive a special partner’s pension after you die or on your retirement date.
  2. Your ex-partner is entitled to half of the retirement pension that you accrued during the relationship. This applies only if the portion concerned exceeds the commutation limit.
  1. Partner’s pension

    The special partner’s pension is arranged automatically. If your ex-partner decides to waive it, he/she will not receive any pension from Flexsecurity Pensioen after you die. If your ex-partner makes this decision, you will need to send us the divorce agreement or court order in which this is recorded. We will then decide whether we can consent to this.
  2. Retirement pension

    You and your ex-partner must divide the retirement pension that was accrued during your marriage in half. Please complete this form. If you do this within two years of your separation, your ex-partner will later receive his/her share of the retirement pension directly from Flexsecurity. If you wait longer than two years, your ex-partner must request his/her share from you when you retire. If your ex-partner dies, you will receive your full retirement pension from us again.

If your ex-partner waives a special partner's pension

You can arrange this with the form 'Overeenkomst afstand bijzonder partnerpensioen voor de ex-partner'. You and your ex-partner must both sign the form!

Other arrangements

You can also make other arrangements:

  • Not half each, but a different division.
  • Not the pension that accrued during the marriage or registered partnership, but over a different period.
  • A combination of 1 and 2.

If you and your partner wish to make different arrangements regarding the division of retirement pension, you decide together what you find reasonable within the statutory limits. You must both agree to the decisions. Please also notify us of these decisions within two years by using this form.

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