When should you take action?

If you change jobs and move to a different pension scheme for that reason, you can transfer your pension to your new pension fund or insurer. The balance of your pension capital determines what happens to your pension.

If you have accrued more than €613,52 (2025) a year, it is up to you whether you take your pension with you to your new pension fund or insurer. This may be favourable, for example, if your new employer has a better pension scheme. Or perhaps you would like to have all your pensions with one administrator. If that is what you want to do, please contact your pension fund. If you do not wish to transfer your pension, no action is required on your part. Your pension will remain at Flexsecurity. If you would like help in making your choice, your financial adviser will be happy to assist.

If your accrued pension is higher than €2.00 per year but lower than €613,52 (2025) per year, Flexsecurity will automatically ensure that your pension is transferred to your new pension fund or insurer. Flexsecurity therefore checks annually at www.mijnpensioenoverzicht.nl whether you are accruing your pension with a new pension fund or insurer. If you do not have a new pension fund or insurer, your pension capital remains with Flexsecurity. You will then receive an offer to commute your pension on your retirement date.

If you have accrued a pension of €2.00 or less a year, you will not receive that pension. This amount falls to the fund in accordance with the statutory regulations.