How do you accrue pension?

Your contribution is paid into an investment account each month. The contributions are invested on your behalf and form pension capital on your retirement date. You use this capital to purchase a retirement and/or partner’s pension. We call this a defined contribution scheme.
We invest the money in your investment account. If you are almost 67, you cannot afford to take risks with your pension. We therefore pursue a less risky investment strategy as your retirement date approaches. This is called investing according to a life cycle.