What are your choices?

Purchasing a pension


The pension capital is released on your retirement date. You must then purchase a pension from the pension capital at a pension insurer. This is required by law. A pension is a periodic payment that you receive as long as you live. You are free to choose the pension insurer from which to purchase a pension. Flexsecurity Pensioen supports you in choosing the insurer.

You also determine how the pension is structured. You may opt to receive a monthly or quarterly amount. You may also choose whether to receive a higher amount during the first five years or the same amount for the rest of your life. You will receive a pension for yourself. In many cases, you will also have arranged a partner’s pension, which your partner receives if you die. If you do not wish to purchase a partner’s pension or if you do not have a partner, you can add the partner’s pension to your own pension. Your pension will be higher, but if you have a partner, he/she will not receive anything after you die. Your partner must consent to this exchange.


The regulations set out precisely what you will receive in our pension scheme. The regulations can be downloaded here (in Dutch).

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